body  { background-color: white; margin-top: 0; margin-left: 0 }
p    { font-size: 12pt; font-family: "Times New Roman"; font-style: normal; font-weight: normal }
td    { font-size: 12pt; font-family: "Times New Roman"; font-style: normal; font-weight: normal }
a { text-decoration: none }
A:hover { text-decoration: underline }
 BODY {
              scrollbar-arrow-color:FFFFFF;
              scrollbar-3dlight-color:BE3F2A;
              scrollbar-face-color:BE3F2A;
              scrollbar-darkshadow-color:BE3F2A;
              scrollbar-track-color:FFFFFF;
              scrollbar-highlight-color:FFFFFF;
              scrollbar-shadow-color:FFFFFF;
            }
hr { color="#e3c740" }